Woodchipper Finance

Finance your woodchipper

Whether you’re processing brash on a domestic job or handling large-volume timber waste on a commercial forestry contract, the right machine keeps your operation efficient, your waste costs down, and your team productive.

Quality professional woodchippers represent a significant capital outlay, and many businesses find that finance is the most practical route. Spreading the cost over a fixed term also helps protect working capital for day-to-day running costs, wages, and other operational expenses.

Our agriculture finance team can arrange finance for a wide range of woodchippers, from compact tow-behind models through to large self-propelled machines and high-capacity drum chippers. We work with lenders who understand the forestry and arboriculture sector and can structure agreements to suit businesses of all sizes, whether you are looking for a new or used woodchipper, we can help. Finance can be arranged through a hire purchase agreement, a finance lease, or an unsecured loan.

We can also have finance arranged for other agriculture assets, including combine harvesters and tractors. 

What is Woodchipper Finance? 

Woodchippers and shredders are used across a wide variety of settings; from farms managing hedgerow clearance and tree surgery waste, forestry contractors processing timber residues, and arborists dealing with green waste. For businesses where this equipment is central to operations, having a reliable and capable machine is essential. 

Woodchipper finance makes it possible to bring new or used woodchippers into your business through a finance arrangement, paying for it in instalments over a set period rather than meeting the full cost upfront. At UK Business Finance, we work with lenders across our panel to arrange finance for new and used woodchippers and shredders, covering a broad range of sizes and specifications. 

If your business already owns a woodchipper and is looking to raise funds against it, asset refinance may also be an option worth exploring. 

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With full market access and absolutely no ties to any lender, we can objectively match you with the most effective and cost-efficient source of business finance. Contact our team today!

Benefits of Woodchipper Finance 

Protect your working capital: For farming business, cash reserves are used by a wide range of operational needs at any given time. Purchasing a new or used woodchipper on finance rather than outright means the cost is not one single sum. Instead, it is managed through fixed monthly payments, leaving your working capital available for the day-to-day requirements of running the business. 

Generate capital from equipment you already own: Businesses that have a woodchipper or other assets on their books, owned free of any existing finance, may be able to use it as the basis for an asset refinance arrangement. The machine is purchased by a funder, leased back for continued operational use, and the business receives a lump sum in return. Once the repayment term concludes, ownership of the equipment goes back to the business. 

Tailored to your needs: A woodchipper finance agreement can be tailored to the financial requirements of your business. You can decide on how long you would like the finance to be spread over, ensuring the finance facility can sit comfortably within your budget.  

Access equipment that improves productivity and site efficiency: Commercial woodchippers vary considerably in output, power source, and feed capacity. Older machines can create bottlenecks on site, slow down clearance jobs, and increase labour time. Finance gives businesses a cost-effective way to invest in a machine that is better suited to the volume and type of work they carry out, without the need to fund the full purchase price from cash reserves. 

Know exactly what you will pay each month: Woodchipper finance agreements are based on fixed repayments, so there is no ambiguity about what is owed or when. From this point, the full schedule of payments is known in advance. This removes a layer of financial uncertainty and makes it straightforward to account for the commitment within the broader running costs of the business.

How we helped an arboriculture contractor upgrade their chipping capacity

A tree surgery and grounds maintenance business approached us needing to replace an ageing tow-behind chipper that had become unreliable and expensive to maintain. The business had grown steadily over the previous few years, but their existing equipment was holding them back from taking on the work.

We arranged hire purchase funding for a new high-capacity drum chipper, structured over a 48-month term with a deposit contribution that kept monthly payments manageable alongside their existing commitments. The application was straightforward to present because the asset was clearly income-generating and the business had a clean trading history.

The new machine was in use within days of the deal completing. Having the right equipment made an immediate and measurable difference to their capacity.

Apply for woodchipper finance 

UK Business Finance is a commercial finance broker with access to a broad panel of lenders, allowing us to source funding solutions that are built around the precise requirements of your business. Whether you are looking to acquire a single woodchipper or expand your existing machinery fleet, we are here to help. 

Here is how we can help: 

• Get a no-obligation quote in just 60 seconds
• Access to a wide network of lenders to pinpoint the most suitable deal 
• Our team handles the entire application process with lenders on your behalf 
• A dedicated team with deep expertise in woodchipper finance to ensure a smooth and professional experience 

For more information on woodchipper finance, please get in touch with our specialist team today.