Chloe W.
"Our business is thriving, thanks to UK Business Finance's loan. The team have been great"
Successfully Funding Thousands Of UK Limited Companies Since 1989
Require Immediate Support? Helpline 0800 056 0410
With full market access and a wealth of expertise, we can match your business with the most efficient and cost-effective borrowing in minutes
We source finance for unsecured loans, secured loans, invoice finance, asset finance, vehicle finance, commercial mortgages and other bespoke solutions…
A common type of business finance that releases cash tied up in your unpaid invoices
Learn MoreCheck eligibility without affecting your credit score – with loans from 3 months to 7 years
Learn MoreAsset finance is a way of funding capital expenditure on tangible, moveable assets
Learn MoreTrade finance helps import and export businesses to function more effectively by boosting company cash flow
Learn MoreWe work across a wide range of sectors throughout the UK, providing specialist advice to each sector.
Advice and support across a range of business finance topics and sectors…
Why use a commercial finance broker?
A commercial finance broker plays an important role for businesses looking for funding. They can source the most suitable types of finance using a whole-of-market search strategy whilst also accessing the best deals and lenders.
What are cash flow forecasts and why are these important when obtaining business funding?
Operating with positive cash flow helps your business to pay its bills, conduct day-to-day trade with minimal issues, and plan confidently for the months and years ahead. But how do you know that there will be sufficient cash available when it’s needed?
Good debt vs Bad debt
Managed well, debt can improve your credit rating, enable expansion, and stabilise cash flow. It’s the backbone of growth but with so many different types of borrowing now available, it’s important for your business to carry ‘good debt’ rather than ‘bad debt.’
How to best prepare my company for a finance application
When preparing your company for a finance application, it’s key to present the business in its best light whilst also providing realistic projections, your plans for the funding, and how it will help the business grow.
Some types of funding can be approved and paid out within 24–48 hours, while others may take a little longer depending on the type of funding, complexity and lender involved. Rest assured, we’ll give you a realistic timeline upfront and do everything we can to speed things along so you can start putting the money to good use as soon as possible.
No matter which form of funding you decide to go for, we make the process as easy and as stress-free as possible. We start with a short conversation to understand your needs, then gather some basic documents (such as bank statements and accounts) to support your application. From there, we approach suitable lenders on your behalf before presenting you with the best available offers. You choose the one that’s right for you and we’ll handle the rest.
Absolutely. Choosing the right funding channel for your business can be confusing, especially with so many options available. As an independent broker, we’re here to guide you through the process from start to finish. We’ll explain your options in clear jargon-free language before connecting you with lenders who are the perfect fit for your business and its future goals.
Yes, start-ups can access funding, although the options may be more limited than for established businesses. We work with lenders who offer start-up loans, asset-based finance, and other solutions designed to support new businesses, even if you’ve been trading for less than 12 months.
The right type of funding depends on a number of factors including your business goals, cash flow, and financial position. At UK Business Finance, we’ll take the time to understand your needs and match you with the most suitable funding option — whether it’s asset finance, invoice finance, a business loan, or something more tailored to your specific business plans.
This depends on a few factors like your business turnover, trading history, credit history, and the type of finance you're looking for. We’ll get to know your business and present your funding options to you with clear, transparent costs so you’ll know exactly what you’re signing up for before signing on the dotted line.
We’re an independent commercial finance broker that works for you, not the lenders. Our job is to help you find the right funding, on the right terms, without the hassle of shopping around. You’ll get honest advice, access to the full commercial finance market, and support from start to finish. Whether you are looking to grow your business or kickstart a new one, UK Business Finance are here to help you secure the funding you need on terms that suit you.
We work with a wide panel of trusted UK lenders, from high street banks to specialist and alternative finance providers. This means we can offer a diverse range of funding solutions for even the most unique of cases. We make it our objective to scour the entire commercial finance market and match you with lenders most likely to approve your application.