Our People

James is Head of Asset Finance in our funding division. He specialises in arranging finance for assets across a range of sectors, as well as experience in completing finance agreements for assets coming from abroad. James has more than 30 years of experience in the finance sector, providing him with the necessary expertise to arrange finance for businesses requiring finance facilities across the UK.

Gary Burns is Head of Construction in our funding division. He is a specialist in arranging commercial finance, with deep expertise in asset finance, as well as in complex refinance and restructuring agreements. Gary possesses over 30 years in the finance sector, providing him with thorough experience to arrange funding solutions to construction firms across the UK.

Stuart Buchan is Head of Agriculture in our funding division. He is an expert in providing commercial finance within the agriculture sector, arranging hire purchase agreements for agriculture equipment and farm specific unsecured loans. With over 26 years' experience in the finance sector, Stuart has the expertise required to provide tailored finance solutions to farming and agriculture businesses across the UK.

Jake Dye heads our Business Loans division with over 5 years of commercial finance experience, focusing on unsecured lending solutions for small and medium-sized enterprises. Jake has built strong lender relationships across the SME sector and has a track record of placing funding for businesses ranging from early-stage companies seeking their first facility to established operators looking to fuel growth and expansion.

Michael Ward heads our Property Finance division with more than 20 years of experience arranging funding for businesses, developers, and investors across the UK commercial and residential property markets. From commercial mortgages and development finance to bridging loans and buy-to-let products, Michael has a thorough understanding of the property finance landscape and the lender relationships to find solutions across a wide range of borrower profiles and property types.

Michael Spark heads our Golf Club Finance division with 10 years of experience placing commercial funding for golf clubs, golf resorts, and leisure businesses across the UK. From greenkeeping equipment and buggy fleets to irrigation systems, GPS technology, and clubhouse property finance, Michael has the sector knowledge and lender relationships to find solutions that work for golf businesses at every stage of development.

Tom Evison-Varley heads our Bus and Coach Finance division with multiple years of commercial finance experience, focusing on passenger transport funding across single-deck and double-deck buses, coaches, minibuses, and adapted vehicles. Tom has built strong lender relationships across the passenger transport sector and has a track record of placing funding for operators ranging from independent hire businesses to large contracted passenger transport networks.

Graeme is a highly experienced business finance specialist supporting companies across the South West in securing the funding they need to overcome challenges, drive growth, and facilitate acquisitions. Working across a wide range of sectors, Graeme provides tailored funding solutions for both stressed and growth situations. With a strong background in business recovery and advisory, Graeme combines commercial awareness with extensive hands-on experience, enabling him to quickly identify key issues and deliver practical solutions.

Matthew has over 15 years’ experience of working alongside businesses across the UK supporting directors, shareholders, and key stakeholders. At UKBF Matthew works tirelessly to secure the funding companies need when they need it. Adept at raising finance through invoice and asset-based lending, crowdfunding, loan and equity funds as well as Government schemes, Matthew is perfectly placed to help your business access the funding required whether for general working capital, or to embark upon an ambitious growth and expansion project.