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Crusher Finance

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Written by James Dutton

James is Head of Asset Finance in our funding division. He specialises in arranging finance for assets across a range of sectors, as well as experience in completing finance agreements for assets coming from abroad. James has more than 30 years of experience in the finance sector, providing him with the necessary expertise to arrange finance for businesses requiring finance facilities across the UK.

What is Crusher Finance? 

From jaw crushers processing excavated rock to impact crushers breaking down demolition waste on site, these machines form the backbone of aggregate processing and material recovery operations. Purchasing one outright demands a level of capital that many businesses would rather keep available for other needs 

UK Business Finance can arrange finance for the purchase of new or used crushing equipment, whether a business is adding its first crusher to an operation or replacing an older model that has reached the end of its working life. We can also structure refinance agreements against crushers a business already owns, giving operators a way to unlock capital tied up in existing equipment. 

Our team can work with you to select the arrangement most suited to your operational and financial circumstances. 

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Benefits of Crusher Finance 

Keeping capital free for the wider business: Committing a large sum to a single asset purchase can leave a business short when other costs arise. Financing a crusher through structured monthly repayments means the purchase can proceed without drawing down the capital reserves that keep operations running.  

Unlocking value from existing assets: Businesses that already own equipment outright have an option to leverage their value. Asset refinance allows an asset to be sold to a finance provider and immediately leased back, with the business continuing to use the machine throughout the agreement as normal. Ownership is restored once the repayment schedule is complete. 

Financial commitments that are easy to plan around: Monthly repayment amounts are fixed from the start, so there are no surprises in what a business owes or when it falls due. For operations managing multiple sites or contracts at once, that predictability matters; it allows accurate monthly budgeting and ensures that finance obligations can be factored into cash flow planning well in advance. 

Access to higher-specification equipment: Finance makes it more attainable when it comes to investing in higher-specification machinery. Businesses can acquire equipment with greater capacity, improved reliability, and lower running costs without needing to fund the full purchase price from their own reserves at the point of acquisition. 

Repayment terms shaped around your operation: The terms of the agreement can be designed in line with your financial requirements. By adjusting these, operators can arrive at a monthly commitment that sits comfortably within their budget, making finance accessible across a range of business sizes and stages of growth.

How we help businesses secure Crusher Finance 

UK Business Finance is a commercial finance broker with strong relationships across a wide panel of lenders. We use that network to identify crusher finance solutions built around the unique demands of your business. 

Here is how we can help: 

  • Obtain a free, tailored quote in 60 seconds  
  • Leverage our extensive lender connections to find a solution that fits your circumstances 
  • We compile and submit your application directly to funders 
  • Gain the backing of a specialist team with experience in construction sector financing 

To find out more about crusher finance, please contact our expert team.

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What finance can be used for crusher finance?

Crushers are specialist, high-value machines that play a critical role in quarrying, demolition, and recycling operations. Asset finance and finance leases make it possible to acquire this equipment through structured repayments rather than a single capital outlay, while asset refinance gives businesses the option to release value from crushing equipment they already own. For businesses with requirements beyond a straightforward asset purchase, unsecured lending provides additional flexibility. 

UK Business Finance has experience arranging finance for heavy plant and specialist machinery across extractive and construction industries. Our team can identify the most suitable funding structure and manage the process through to completion. 

Asset Finance Asset Refinance Finance Lease Unsecured Loans
Typical term length
Medium Term
Medium Term
Medium Term
Short Term
Flexibility
Medium
Medium
Medium
High
Deposit required?
Yes
Yes
Yes
No
Purpose
Purchase assets
Raise capital for multiple ventures
Lease assets
Multiple business needs

How do we work?

  • 1. Get a Customised Quote

    When you reach out to us, we will likely request that you provide the following information. Your latest set of accounts, previous 6 months’ banks statements and director’s personal details.

  • 2. Compare Options

    Once the information from step 1 has been confirmed, we will reach out to our extensive panel of funders, who under normal circumstances, respond with an answer in 48 hours. After this, Know Your Customer (KYC) and identification checks will take place for the business and its directors.

  • 3. Finalise the agreement

    As soon as you agree to move forward with the terms and conditions, you will receive the relevant documents for you to sign and then return. After the final checks have been completed, the funds will be released. The time taken to release the funding varies depending on the funder, ranging from 24 to 72 hours.

Why does your business need crusher finance?

The cost of crusher equipment reflects its specialist nature, and for many businesses the purchase represents one of the largest single investments they will make. Getting the funding structure right from the outset allows businesses to commit to the equipment their operations depend on without placing unnecessary strain on their financial position.

  • Add crushing capacity
  • Keep working capital available across the business
  • Take on new opportunities with the right equipment
  • Reduce downtime with newer, more reliable models
  • Replace end-of-life machinery
  • Refinance equipment already on your fleet
  • Repayments structured to your financial position
  • Support business growth at a manageable pace

Why Choose UK Business Finance

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We're not tied to any lender. With access to 90+ finance providers, we match you with the most suitable funding solution, not the one that pays us the best commission.

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From the moment you contact us, we commit to responding within 30 minutes. When your business needs funding fast, every hour counts.

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Nationwide Coverage, Local Expertise

With 8 regional offices and 100+ supporting locations across the UK, you'll work with a finance specialist who understands your local market.

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Construction Finance FAQs

What type of construction assets can I finance through your services?

With UK Business Finance, you can finance a wide range of different agriculture assets. These include excavators, cranes, bulldozers, dump trucks, access platforms, scaffolding, and a range of other construction equipment.

What documents do I need to provide with construction finance?

To apply, you will need to provide a range of documents to verify your business’s financial health. Documents to provide often include your business’s latest financial statements, 6 months of company bank statements, full name, address, DOB and homeownership status of all directors.

What are the typical terms for construction finance?

The terms and interest rates may depend on multiple factors, including the age and condition of the asset, the amount being financed, the length of the repayment term, your business’ creditworthiness, current market interest rates and the specific finance product chosen.

What are the eligibility criteria for securing construction finance?

While specific criteria can vary between lenders, generally, you will need to demonstrate that you are a registered UK business, provide full annual accounts, previous bank statements, plus personal details such as full name, date of birth and personal address.  

What are the different finance options available with construction finance?

We can provide solutions including hire purchase agreements, finance leases and asset refinance. As well as this, we can arrange unsecured loans and working capital loans.

How can I increase my chances of securing construction finance?

To boost your chances of approval, it’s important to maintain a good credit score and keep your financial documents well-organised. Demonstrating stable income and a healthy trading history will be beneficial. Reducing any existing debts can also improve your affordability profile. Additionally, clearly outlining the purpose of the finance and how it will benefit your business can help reassure lenders of your reliability.