Require Immediate Support? Helpline 0800 056 0410

Wavy banner background

Motorhome Finance

Full Market Search
No Upfront Fees
FREE Expert Advice
Callback Within 30 Mins
people concertina thumbs
star star star star star 5.0
Supported 1,000+ Directors
Image of James Dutton

Written by James Dutton

James is Head of Asset Finance in our funding division. He specialises in arranging finance for assets across a range of sectors, as well as experience in completing finance agreements for assets coming from abroad. James has more than 30 years of experience in the finance sector, providing him with the necessary expertise to arrange finance for businesses requiring finance facilities across the UK.

What is Motorhome Finance? 

Motorhome finance gives businesses the means to acquire motorhomes and mobile vehicles without having to make the full purchase cost upfront. Whether a business needs a single motorhome or a fleet, a finance agreement spreads the cost over a defined period, making the expenditure more manageable. 

At UK Business Finance, we can arrange finance for the purchase of a new or used motorhome, put in place a refinance agreement on vehicles your business already owns, and structure terms that are tailored to the financial position of your business. This means you are not locked into a one-size-fits-all solution but instead receive a structure that works with your cash flow. 

Pound Symbol

Secure Your Funding In Minutes – Get a FREE No Obligation Quote

With full market access and absolutely no ties to any lender, we can objectively match you with the most effective and cost-efficient source of business finance. Contact our team today!

Benefits of Motorhome Finance 

Protecting cash reserves: Purchasing a motorhome outright demands a considerable capital outlay at a single point in time. Financing the purchase instead means that cost is broken into predictable monthly instalments, leaving working capital available to cover wages, operational costs, and any unplanned expenditure that arises during the agreement. 

Releasing equity through refinancing: If your business owns motorhomes or other commercial vehicles outright, asset refinance can convert that equity into usable capital. The vehicle is sold to the funder, who then leases it back to you. Your business retains full use of the vehicle throughout the agreement and resumes ownership once the final repayment has been made. 

Predictable monthly outgoings: Finance agreements establish a fixed repayment schedule from the outset, which means you know precisely what you owe and when. This level of certainty makes forward planning considerably easier and removes the risk of sudden, large expenses disrupting the financial position of the business. 

Maintaining a professional vehicle standard: For businesses where motorhomes are part of the service offering, such as mobile client work, touring operations, or specialist transport, the condition and specification of the vehicle influence how the business is perceived. Finance provides a route to acquiring well-equipped, up-to-date vehicles without the need to fund the full cost from working capital.  

Terms structured around your business: No two businesses have identical financial commitments, and a finance agreement should reflect that. By having the terms of the agreements tailored to your financial requirements, the repayments can be set at a level that fits comfortably within your existing outgoings.

How we help businesses finance Motorhomes 

UK Business Finance is a commercial finance broker, connecting businesses with lenders from across our extensive panel to find funding that works for your specific situation. 

Here is how we can help: 

  • Receive an obligation-free quote in 60 seconds 
  • We compare options across a large pool of lenders to identify the strongest available solution 
  • Every application is written and submitted to the funder by our team  
  • A knowledgeable team with proven experience in motorhome finance, committed to delivering results 

For more information on motorhome finance, please contact our team directly. 

Mobile Phones

Secure your financial future - get a free quote today!

Our team of finance experts can provide industry-leading advice on finance options to suit a range of different scenarios. Call the team on 0808 301 0624 or Contact Us

What finance can be used for motorhome finance?

Financing a motorhome for business purposes can be structured in a number of ways, depending on the intended use and the financial circumstances of the business. Hire purchase agreements and finance leases allow the cost to be spread over a set repayment term, while asset refinance gives businesses the option to unlock capital tied up in vehicles they already own. Each arrangement is structured differently, so the right choice will depend on factors including ownership preference and cash flow requirements. 

UK Business Finance can help businesses identify a motorhome finance solution that suits their needs. Our team has access to a broad lender network and will manage the process on your behalf from start to finish. 

Asset Finance Asset Refinance Finance Lease Unsecured Loans
Typical term length
Medium Term
Medium Term
Medium Term
Short Term
Flexibility
Medium
Medium
Medium
High
Deposit required?
Yes
Yes
Yes
No
Purpose
Purchase assets
Raise capital for multiple ventures
Lease assets
Multiple business needs

How do we work?

  • 1. Get a Customised Quote

    When you reach out to us, we will likely request that you provide the following information. Your latest set of accounts, previous 6 months’ banks statements and director’s personal details.

  • 2. Compare Options

    Once the information from step 1 has been confirmed, we will reach out to our extensive panel of funders, who under normal circumstances, respond with an answer in 48 hours. After this, Know Your Customer (KYC) and identification checks will take place for the business and its directors.

  • 3. Finalise the agreement

    As soon as you agree to move forward with the terms and conditions, you will receive the relevant documents for you to sign and then return. After the final checks have been completed, the funds will be released. The time taken to release the funding varies depending on the funder, ranging from 24 to 72 hours.

Why does your business need motorhome finance?

For businesses that use motorhomes, the vehicle itself is often central to how the business functions. Securing the right finance arrangement means access to the right asset without placing unnecessary strain on working capital, as well as reducing disruption on the day to day running of the business.

  • Protect working capital
  • Finance terms tailored to your business
  • Wide selection of finance products
  • Add to an existing fleet
  • Refinance existing vehicles
  • Purchase vehicles for client-facing operations
  • Cover unexpected operational costs
  • Improve the quality of your vehicle offering
Hands Shaking Icon

100% Independent Broker

We're not tied to any lender. With access to 90+ finance providers, we match you with the most suitable funding solution, not the one that pays us the best commission.

People Clock Icon

Callback Within 30 Minutes

From the moment you contact us, we commit to responding within 30 minutes. When your business needs funding fast, every hour counts.

Circle Of People Icon

Nationwide Coverage, Local Expertise

With 8 regional offices and 100+ supporting locations across the UK, you'll work with a finance specialist who understands your local market.

Wavy banner background

Our Sector Expertise

Agriculture

Agriculture and Farming

Read more
Agriculture Equipment

Agriculture Equipment Finance

Read more
Automotive

Automotive

Read more
Combine Harvester grains

Care Home Transport Finance

Read more
Combine Harvester

Combine Harvester Finance

Read more
Construction

Construction

Read more
herd of dairy cows in a field

Dairy Herd Finance

Read more
Technology

Digital & Technology

Read more
Education

Education

Read more
Egineering

Engineering and Manufacturing

Read more
Field Sprayer

Field Sprayers Finance

Read more
Financial Services

Financial Services

Read more
Agriculture field with man

Forklift Finance

Read more
Glamping Pods

Glamping Pod Finance

Read more
Golf Clubs

Golf Clubs

Read more
Grain silo in a field

Grain Storage Units Finance

Read more
Healthcare

Healthcare

Read more
Irrigation Systems

Irrigation Systems Finance

Read more
Agriculture field with man

Left-Hand Drive Vehicle Finance

Read more
Agriculture field with man

Luton Van Finance

Read more
Manufactoring

Manufacturing

Read more
Milking Parlour

Milking Parlour Finance

Read more
Minibus Finance

Minibus Finance

Read more
Motorhome

Motorhome Finance

Read more
Single portacabin

Portable Building Finance

Read more
Professional Services

Professional Services

Read more
Property

Property

Read more
Recovery Truck

Recovery Truck Finance

Read more
Retail

Retail

Read more
Security

Security

Read more
Shuttle Bus

Shuttle Bus Finance

Read more
Tech Media

Technology and Media

Read more
Transport Logistics

Transport & Logistics

Read more
Agriculture field with man

Utility Vehicle Finance

Read more
Woodchipper finance

Woodchipper Finance

Read more

Commercial Vehicle Finance FAQs

What type of commercial vehicles can I finance through your services?

With UK Business Finance, you can finance a wide range of commercial vehicles. These include recovery trucks, Luton vans, flatbeds, forklifts, refrigerated vans, skip loaders, utility vehicles, left-hand drive vehicles, and a range of other specialist commercial transport.

What documents do I need to provide with commercial vehicle finance?

To apply, you will need to provide a range of documents to verify your business’s financial health. Documents to provide often include your business’s latest financial statements, 6 months of company bank statements, full name, address, DOB and homeownership status of all directors.

What are the typical terms for commercial vehicle finance?

The terms and interest rates may depend on multiple factors, including the age and condition of the asset, the amount being financed, the length of the repayment term, your business’ creditworthiness, current market interest rates and the specific finance product chosen.

What are the eligibility criteria for securing commercial vehicle finance?

While specific criteria can vary between lenders, generally, you will need to demonstrate that you are a registered UK business, provide full annual accounts, previous bank statements, plus personal details such as full name, date of birth and personal address.  

What are the different finance options available with commercial vehicle finance?

We can provide solutions including hire purchase agreements, finance leases and asset refinance. As well as this, we can arrange unsecured loans and working capital loans.

How can I increase my chances of securing commercial vehicle finance?

To boost your chances of approval, it’s important to maintain a good credit score and keep your financial documents well-organised. Demonstrating stable income and a healthy trading history will be beneficial. Reducing any existing debts can also improve your affordability profile. Additionally, clearly outlining the purpose of the finance and how it will benefit your business can help reassure lenders of your reliability.