Successfully Funding Thousands Of UK Limited Companies Since 1989
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James is Head of Asset Finance in our funding division. He specialises in arranging finance for assets across a range of sectors, as well as experience in completing finance agreements for assets coming from abroad. James has more than 30 years of experience in the finance sector, providing him with the necessary expertise to arrange finance for businesses requiring finance facilities across the UK.
Whether your team relies on scissor lifts for internal fit-out work, boom lifts for external maintenance, or spider platforms for confined or uneven terrain, access platforms are a non-negotiable part of getting the job done safely and efficiently.
UK Business Finance can arrange finance for the purchase of new or used access platforms and powered access equipment of all kinds. We support businesses across construction, property maintenance, events, and utilities, helping them secure the equipment they need through a finance arrangement suited to how they operate.
We can also arrange refinancing against access platforms your business already owns, releasing capital from equipment that is sitting unencumbered on your books.
Preserving capital: Powered access equipment can represent a considerable outlay, particularly when a business needs multiple units to cover different site requirements. Financing the purchase rather than paying in full at the point of acquisition means your business can use the equipment while the cost is spread over predictable monthly repayments.
Accessing capital from equipment already on your books: Businesses that own access platforms outright have an asset that can be put to work financially. Asset refinance allows you to sell the equipment to a funder and receive a cash payment representing a significant proportion of its value, while retaining the right to use it throughout the agreement. Once the repayment term concludes, the equipment returns to your ownership.
Monthly costs you can plan around: Access platform finance agreements are structured with fixed repayment amounts, which means your business knows exactly what it will pay and when for the full duration of the term. For businesses managing multiple pieces of financed equipment, this consistency across all agreements is particularly useful.
Investing in equipment that meets current standards: Access platforms are subject to inspection and safety requirements, and older equipment can become a liability as standards evolve or maintenance costs mount. Finance gives businesses a viable route to replacing ageing units with newer platforms that meet current compliance requirements and perform more reliably on site.
A repayment structure built around your business: The terms of an access platform finance agreement can influence the monthly repayment to a level that is genuinely manageable given your income and commitments. This adaptability means businesses of different sizes and at different stages can access finance on terms that fit their individual circumstances, rather than a one-size-fits-all product.
UK Business Finance operates as a commercial finance broker, giving you a direct route to funding solutions carefully matched to your business requirements.
Here is how we can help:
For more information on access platform finance, please contact our specialist team today.

Businesses that rely on working at height need access platforms that are safe, reliable, and suited to the demands of each job. Asset finance and finance leases spread the purchase cost across a series of fixed monthly repayments, making it easier to acquire the right equipment without a large upfront commitment. For businesses with platforms already on their books, asset refinance can unlock capital from those assets without interrupting day-to-day operations.
UK Business Finance works with businesses across construction, facilities management, and specialist trades to arrange access platform finance that fits their operational and financial needs. Our team handles the process end to end.
| Asset Finance | Asset Refinance | Finance Lease | Unsecured Loans | |
|---|---|---|---|---|
Typical term length | Medium Term | Medium Term | Medium Term | Short Term |
Flexibility | Medium | Medium | Medium | High |
Deposit required? | Yes | Yes | Yes | No |
Purpose | Purchase assets | Raise capital for multiple ventures | Lease assets | Multiple business needs |
1. Get a Customised Quote
When you reach out to us, we will likely request that you provide the following information. Your latest set of accounts, previous 6 months’ banks statements and director’s personal details.
2. Compare Options
Once the information from step 1 has been confirmed, we will reach out to our extensive panel of funders, who under normal circumstances, respond with an answer in 48 hours. After this, Know Your Customer (KYC) and identification checks will take place for the business and its directors.
3. Finalise the agreement
As soon as you agree to move forward with the terms and conditions, you will receive the relevant documents for you to sign and then return. After the final checks have been completed, the funds will be released. The time taken to release the funding varies depending on the funder, ranging from 24 to 72 hours.

Access platforms a vital asset for businesses working at height, but the cost of purchasing and maintaining this equipment can place real pressure on working capital. The right finance solution gives businesses a practical way to keep their equipment current and their operations running safely.
100% Independent Broker
We're not tied to any lender. With access to 90+ finance providers, we match you with the most suitable funding solution, not the one that pays us the best commission.
Callback Within 30 Minutes
From the moment you contact us, we commit to responding within 30 minutes. When your business needs funding fast, every hour counts.
Nationwide Coverage, Local Expertise
With 8 regional offices and 100+ supporting locations across the UK, you'll work with a finance specialist who understands your local market.
With UK Business Finance, you can finance a wide range of different agriculture assets. These include excavators, cranes, bulldozers, dump trucks, access platforms, scaffolding, and a range of other construction equipment.
To apply, you will need to provide a range of documents to verify your business’s financial health. Documents to provide often include your business’s latest financial statements, 6 months of company bank statements, full name, address, DOB and homeownership status of all directors.
The terms and interest rates may depend on multiple factors, including the age and condition of the asset, the amount being financed, the length of the repayment term, your business’ creditworthiness, current market interest rates and the specific finance product chosen.
While specific criteria can vary between lenders, generally, you will need to demonstrate that you are a registered UK business, provide full annual accounts, previous bank statements, plus personal details such as full name, date of birth and personal address.
We can provide solutions including hire purchase agreements, finance leases and asset refinance. As well as this, we can arrange unsecured loans and working capital loans.
To boost your chances of approval, it’s important to maintain a good credit score and keep your financial documents well-organised. Demonstrating stable income and a healthy trading history will be beneficial. Reducing any existing debts can also improve your affordability profile. Additionally, clearly outlining the purpose of the finance and how it will benefit your business can help reassure lenders of your reliability.