Horsebox Finance

What is Horsebox Finance? 

Transporting horses safely and reliably is a requirement for many types of businesses. When buying a horsebox, the specification of the vehicle, its payload capacity, and the quality all matter to the welfare of the animals being transported and the business operating it. 

At UK Business Finance, we can arrange finance for the purchase of a new or used horsebox, whether that is a compact two-horse trailer, a mid-size lorry, or a larger multi-stall vehicle with groom accommodation. Rather than funding the purchase outright, a finance arrangement allows businesses to spread the cost across an agreed term. 

Finance is available across a range of horsebox types and sizes, and our team can help identify the most suitable product from our panel of lenders based on the nature of the business.

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With full market access and absolutely no ties to any lender, we can objectively match you with the most effective and cost-efficient source of business finance. Contact our team today!

Benefits of Horsebox Finance 

Secure the vehicle you need with manageable payments
A quality horsebox can be a large financial commitment. Paying for it outright in a single transaction can put significant pressure on cash reserves that are also needed in other areas. Finance can reduce that pressure by distributing the cost across a fixed schedule of monthly repayments, allowing the business to commit to the right vehicle without compromising its financial position elsewhere. 

Convert owned assets into accessible capital 
Equestrian businesses may be able to release capital from owned assets through refinancing. The asset is sold to the funder and leased back, with the business retaining use. The capital can then be directed towards the horsebox purchase or applied to other costs within the business. Ownership of the refinanced asset is returned to the business once all repayments have been completed. 

Fixed commitments that support forward planning
The repayment amount is set at the start of the term, which means the business always knows what is coming. For yards managing a range of ongoing costs across training, competition, and care, that level of financial predictability makes planning considerably more straightforward. 

Invest in a vehicle that reflects your standards 
Finance makes it possible to prioritise specification, whether that means additional stalls, improved ventilation, groom living quarters, or a newer chassis, rather than settling for a lower-grade vehicle purely because it is cheaper to purchase outright.  

Structure repayments around your business
Horsebox finance can be arranged to reflect the financial circumstances and preferences of the business. Tailoring the finance gives the business a degree of control over the monthly repayments, making it possible to arrive at an arrangement that is manageable throughout. Our team takes the time to understand what each business needs before approaching lenders, so that the terms sought are appropriate.

How we help businesses finance horseboxes

UK Business Finance is a commercial finance broker that understands the equine industry and the unique funding requirements that come with it. Whether you are buying your first horsebox or upgrading to a larger vehicle, we source lending solutions from our panel that are shaped around your circumstances. 

Here is how we can help: 

• An obligation-free quote available in 60 seconds 
• A carefully selected panel of lenders giving you access to highly competitive horsebox finance 
• We produce and submit your finance application to the lender, handling the work for you 
• Experienced equine finance professionals who understand the market and can guide you to the right solution 

For further details on horsebox finance, please get in touch with our agriculture finance team today.