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What is a commercial finance broker?
How can a broker help your business secure funding?
A commercial finance broker is a professional intermediary who helps business owners to source the best lenders and deals. They provide a vital service that eases access to funding and ensures businesses obtain the most appropriate finance for their needs.
With such a broad choice of commercial funding products currently on the market, including invoice finance, asset-based finance, and business loans, this expert input averts costly borrowing mistakes and ultimately supports the long-term financial health of a business.
Furthermore, a commercial finance broker works on behalf of a business rather than a lender and may make no charge to their business clients, so what exactly is their role in the complex environment of commercial funding?
What does a commercial finance broker do?
Commercial finance brokers break down the typically lengthy search process for business funding. Their depth of knowledge of the finance market and lenders’ criteria means you can confidently approach lenders knowing the recommended products are tailored and affordable.
Business finance brokers adopt multiple roles, including:
- Advising client businesses – guiding you towards the best deals, having taken time to understand your business’s needs and future plans
- Negotiating with lenders – business finance brokers can negotiate with lenders on your behalf, presenting your business in its best light so that applications are as effective as possible
- Helping you apply for finance – making applications for funding on your behalf, removing the stress commonly associated with this part of the process and giving you the best chance of being accepted by a lender
- Searching the market – a whole-of-market approach and in-depth knowledge of all UK business finance products and lenders combine to offer you fast access to a shortlist of the best deals
How UK Business Finance can help you access the funding you need
Saving you time and money with broad market searches
The services offered by a reliable commercial finance brokerage such as ours save you time and money. UK Business Finance makes no charge to our business clients, which, added to the reassurance our guidance provides, makes our commercial finance broker services very attractive.
An understanding of your business plus an in-depth knowledge of commercial funding options and lenders’ criteria commonly reveals funding options that you might not be familiar with but that can offer valuable flexibility and cost control for the term of the loan.
With you from beginning to end
Our team of experts support you from the start to the finish of the process, framing your business positively on applications and negotiating with lenders to secure the best terms and conditions that further support your cash flow. In fact, obtaining appropriate and affordable borrowing is key to business growth.
We understand the criteria of all commercial lenders in the UK and with extensive industry insights, we’ll guide you towards the best products for your sector. To find out more about our commercial finance broker services and how we can help, please get in touch with one of the team.
Contact us for more information
- Fully Independent
- Whole Market Access
- Matchmaking Process
Matt Cluer
Finance Expert
Matthew has over 15 years’ experience of working alongside businesses across the UK supporting directors, shareholders, and key stakeholders. At UKBF Matthew works tirelessly to secure the funding companies need when they need it. Adept at raising finance through invoice and asset-based lending, crowdfunding, loan and equity funds as well as Government schemes, Matthew is perfectly placed to help your business access the funding required whether for general working capital, or to embark upon an ambitious growth and expansion project.
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What is a commercial finance broker?
A commercial finance broker is a professional intermediary who helps business owners to source the best lenders and deals. They provide a vital service that eases access to funding and ensures businesses obtain the most appropriate finance for their needs.