Chloe W.
"Our business is thriving, thanks to UK Business Finance's loan. The team have been great"
5 Star Rated Service
Supported 1,000+ Directors
Matchmaking you with the entire UK Business Finance market
GET STARTED HEREHow will your business use the funds?
Independent
Business Finance Brokerage
With full market access and a wealth of expertise, we can match your business with the most efficient and cost-effective borrowing in minutes
- UK’s leading business funders
- Trusted and experienced
- Whole of market access
- Free and no-obligation service
- Able to help subprime clients
- Unsecured loans from 3 months to 7 years
Find the Funding Solution to Suit Your Needs
We source finance for unsecured loans, secured loans, invoice finance, asset finance, vehicle finance, commercial mortgages and other bespoke solutions…
Invoice Finance
A common type of business finance that releases cash tied up in your unpaid invoices
Learn MoreBusiness Loans
Check eligibility without affecting your credit score – with loans from 3 months to 7 years
Learn MoreAsset Finance
Asset finance is a way of funding capital expenditure on tangible, moveable assets
Learn MoreTrade Finance
Trade finance helps import and export businesses to function more effectively by boosting company cash flow
Learn More
£800m Funding Secured for UK Businesses
- 100% Independent
- Free Brokerage Service
- Full Market Access
- Callback Within 30 Mins
- No Upfront Fees
- Trusted Finance Experts
Our Sector Expertise
We work across a wide range of sectors throughout the UK, providing specialist advice to each sector.
Paul Hewitt
Managing Director
UKBF sourced us a highly competitive unsecured loan when our bank said no. I’d recommend them in a heartbeat.
UK Business Finance Advice Hub
Advice and support across a range of business finance topics and sectors…
Can I use property as security for a business loan?
Secured business loans require one or more assets to be put forward as collateral. This protects the lender from financial loss if a company cannot afford to keep up with the repayments at any stage.
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Does my company have a credit score and how can I improve it?
Limited companies do have credit scores and they’re used for a similar purpose as individual credit ratings. Lenders use them as a guide to creditworthiness, but a business credit score is also useful for suppliers and investors to gain insight into your company’s financial situation.
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What is bad debt and how can I protect my company?
Bad debt presents an insidious threat to the financial stability of your business. It places strain on your working capital and creates uncertainty in paying your bills, but this can be addressed successfully if you take proactive steps to protect your company.
Read More
What is the difference between open and closed bridging loans?
Bridging loans are short-term forms of secured finance that literally ‘bridge’ a gap between funds going out of a business and monies coming in.
Read More
Frequently Asked Questions
Can I get a commercial mortgage for a property that needs renovation or development?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
How long is the typical term for a commercial mortgage?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
How much can I borrow with a commercial mortgage?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
What are the eligibility criteria for a commercial mortgage?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
What is a commercial mortgage and how does it work?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
What is the difference between a fixed-rate and variable-rate commercial mortgage?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
What is the loan-to-value ratio and how does it affect my application?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
What types of properties can I buy with a commercial mortgage?
The loan-to-value (LTV) ratio is the percentage of the property value that you are looking to borrow. It is a key factor that lenders consider when reviewing your commercial mortgage application, as a lower LTV generally means less risk for the lender. A higher LTV may result in higher interest rates or require additional security.
Paul Hewitt
Managing Director
UKBF sourced us a highly competitive unsecured loan when our bank said no. I’d recommend them in a heartbeat.
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What Our Clients Say
Daniel B.
"Thank you UK Business Finance for the quick and hassle-free loan process."
Emily J.
“We appreciate the support and trust from UK Business Finance in funding our business.”
James T.
"The loan we received from UK Business Finance helped us expand and grow."
