Successfully Funding Thousands Of UK Limited Companies Since 1989

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Our Service Lines

Requesting a quote is completely confidential and won’t affect your credit score

Invoice Finance

A common type of business finance that releases cash tied up in your unpaid invoices

Business Loans

Check eligibility without affecting your credit score – with loans from 3 months to 7 years

Unsecured Loans

Borrow without securing your loan to business assets and at competitive rates

Secured Business Loans

Secured business loans are designed to help with a quick capital injection with low risk

Bridging Loans

A commercial bridging loan is a type of short-term financing – typically for 3 to 12 months

Working out HMRC VAT and Corporation Tax

Loans for HMRC VAT and Corporation Tax

Re-financing existing loan

Refinancing an existing loan involves renegotiating the terms of an existing loan to form a new agreement

Single Invoice / Spot Factoring

Spot, selective, and single invoicing allows you to obtain finance based on the value of selected invoices rather than your entire sales ledger.

Invoice discounting

Invoice Discounting gives you immediate access to the cash trapped in outstanding invoices, while allowing you to remain in control of your sales ledger.

Asset Finance

Asset finance is a way of funding capital expenditure on tangible, moveable assets

Vehicle finance

Finance solutions for businesses and fleet customers, helping you source vehicles cost-effectively

Hire Purchase

Hire purchase, a type of asset finance, helps spread the cost of business assets into monthly instalments

Equipment finance and refinance

Equipment finance and refinance unlocks access to new equipment and the value of existing equipment assets

Machine finance and refinance

Machine finance and refinance unlocks access to new machinery and the value of existing machinery assets

Trade Finance

Trade finance helps import and export businesses to function more effectively by boosting company cash flow

Businessmen analysing the financial graphs

Working Capital Finance

Helping your business to maintain day-to-day operations with an injection of cash flow

Supply Chain Finance

Short-term funding options to keep your company’s cash flow flowing

Commercial Property Finance

Options for funding a new purchase or re-mortgaging existing property to release tied up capital

Short-Term Stock Finance

Working capital loans to assist with purchasing stock and raw materials for your business

Factoring Abroad

Reduce the complexity of overseas trading and capitalise on export opportunities with international factoring finance

Top Finance Tips

We work across a wide range of sectors throughout the UK, providing specialist advice to each sector.

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Can I get a business loan with bad credit?

Some lenders specialise in providing finance to businesses with a poor credit rating, which means you can get a business loan with bad credit.

How long does it take to get finance for a business?

Business loans from high street banks have been notoriously slow to access. This has left businesses in dire need of quick funding without the capability to boost cash flow or implement growth plans.

Can I lower the interest rate on my business loan?

With fluctuating interest rates and ever-increasing strain on business finances, you might be wondering if you can lower the interest rate on your business loan.

Understanding your small business finance options

Gone are the days when the high street banks were the only option for financing a small business.

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What our clients say

Emily J.

“We appreciate the support and trust from UK Business Finance in funding our business.”

Daniel B.

"Thank you UK Business Finance for the quick and hassle-free loan process."

Chloe W.

"Our business is thriving, thanks to UK Business Finance's loan. The team have been great"

James T.

"The loan we received from UK Business Finance helped us expand and grow."