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Business Loans for Businesses

Exclusive rates from 0.2%

Not tied to particular lender (access to whole of market)

Quick turnaround time

No arrangement fee

Trusted industry finance experts

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Supporting thousands of UK businesses

EVERY YEAR

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60 Second Finance Review

60 Second Finance Review

We work with

50+ Financial Lenders

Business

Loans

A business loan sounds simple but can be quite a complex type of finance as it depends on numerous factors. There is no ‘one size fits all’ approach to acquiring a business loan; instead it’s crucial to take expert advice to help find the right loan for you and your business.

With a wide range of loans on the market and different products designed for different needs – such as emergency finance, short-term lending, long-term lending, growth projects, and start-up finance to name just a few – it can be hard to know where to start. In addition to this, there are hundreds of lenders out there offering business loans but with different caveats, rates, and terms. Some are high street banks, alternative lenders, online lenders, small independent brokers and so on – it can be a minefield which is where UK Business Finance can help. Our finance experts have full market access and specialise in helping firms find the lender that’s right for them.

Eligibility is key – and can depend on a number of factors. You can expect to be asked about the following when applying for a business loan:

  • Profit / Turnover
  • Loan amount vs turnover
  • Bank statements
  • Filed accounts
  • Trading history
  • Payments and credit history (e.g. late payments, defaults, CCJs)

A lender can build a picture of your business with this information which helps them to quantify the risk they would be taking in providing the finance. As a rule of thumb, most lenders are unlikely to lend more than 10-20% of your annual turnover. They’ll also want to see some healthy revenue figures to show that your business is strong. A short trading history (start-ups) or a patchy trading history can make it difficult to get the required funding.

However, many of the lenders we work with – including specialist lenders for businesses with a short trading history – prove to be much more flexible than traditional banks.

We can help you find the business loan you’re looking for – contact us today about starting your business loan application and one of our finance experts can immediately starting analysing the marketplace for the right options.

Get immediate funding for your business today
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Testimonials for

UK Business Finance

How

UK Business Finance Works

Business funding at the click of a button

Scouring the marketplace for cost-effective funding is what we do best by analysing your business situation and matching you with the perfect lender. Once we know your objectives and funding requirements, the process can move very quickly.

An honest and refreshing approach

Our approach to finance-finding is completely objective. We don’t push lenders your way if they’re not offering the best finance solution for your needs. Some brokers will only suggest lenders that secure them the biggest kick-back – that’s not us.

It’s a match - your funds are on the way

Our experts have liaised with more than 50 lenders on your behalf and will recommend the best finance package for your business needs. Once you have accepted the quote presented to you, you’ll have the money in your account within 24-48 hours.
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What Suppliers Say About

UK Business Finance

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Who Are

UK Business Finance?

30 years industry experience

1,500+ lenders panel

Distributed over £1.5m fees

Same day turnaround

The

UK Business Finance Team

Get In Touch Today
How Much Finance Could You Borrow?