Skip links

Factoring for Businesses

Exclusive rates from 0.2%

Not tied to particular lender (access to whole of market)

Quick turnaround time

No arrangement fee

Trusted industry finance experts

No.1 Badge Icon - White

Supporting thousands of UK businesses


  • 1.
  • 2.
    Step 2 Name

60 Second Finance Review

60 Second Finance Review

We work with

50+ Financial Lenders


Factoring is a common type of invoice finance and widely used in UK business. With factoring, you effectively sell unpaid invoices to a lender who will pay you a cash advance based on a percentage of the invoice’s value – generally around 80% to 90% of the total.

This type of invoice finance is very similar to discounting; the key difference being that the sales ledger will be controlled by the lender who will be responsible for collecting payments from customers, saving you time chasing outstanding invoices.

With a number of business finance options available to most businesses, it can be difficult to know which one is the most appropriate, but factoring could be a good option if:

  • Your credit control procedures are robust, and known to be effective
  • You have minimal bad debts
  • Your customers pay on time in the main
  • Customers have a minimum of 30 days in which to pay
  • You meet the minimum level of turnover required by the lender

Factoring solutions are usually more widely available to established businesses rather than start-ups which, by their nature, would not have reliable turnover and credit management processes.

The factoring market is fierce with lending based on the value of invoices, and it is a good idea to obtain professional advice on which type of factoring contract would be most suitable for your business. UK Business Finance can offer the professional guidance you need when considering factoring. We are able to advise on whether this is the right type of finance for your business, and help you understand the benefits offered in more detail. Alternatively, we can ascertain whether a different finance solution is more suitable in your circumstances.

Get immediate funding for your business today
Take the 60 Second Test Get In Touch With Us

Testimonials for

UK Business Finance


UK Business Finance Works

Business funding at the click of a button

Scouring the marketplace for cost-effective funding is what we do best by analysing your business situation and matching you with the perfect lender. Once we know your objectives and funding requirements, the process can move very quickly.

An honest and refreshing approach

Our approach to finance-finding is completely objective. We don’t push lenders your way if they’re not offering the best finance solution for your needs. Some brokers will only suggest lenders that secure them the biggest kick-back – that’s not us.

It’s a match - your funds are on the way

Our experts have liaised with more than 50 lenders on your behalf and will recommend the best finance package for your business needs. Once you have accepted the quote presented to you, you’ll have the money in your account within 24-48 hours.
How Much Finance Could You Borrow?

What Suppliers Say About

UK Business Finance

Read More

Who Are

UK Business Finance?

30 years industry experience

1,500+ lenders panel

Distributed over £1.5m fees

Same day turnaround


UK Business Finance Team

Get In Touch Today
How Much Finance Could You Borrow?