Farm Loans

Farm Loans for UK Agricultural Businesses

UK Business Finance helps UK agricultural businesses access farm loans from £25,000 up to £500,000, with repayment structures that can be built around seasonal income rather than a fixed monthly pattern. A farm loan is not a single product. It covers several types of finance, including agricultural mortgages, working capital facilities, unsecured loans, and livestock finance, matched to your business through our panel of over 50 lenders, including specialist agricultural funders.

Available to sole traders, partnerships, and limited companies with at least six months of trading history, a farm loan can be used for land or property purchase, working capital, livestock, equipment, or diversification projects such as glamping pods or renewable energy installations.

Depending on the product and lender chosen, a personal guarantee or security may be required. Agricultural mortgages are secured against farmland or property, while unsecured options do not require collateral but are assessed on business creditworthiness and trading history instead.

Secure your free quote today!

Our team of finance experts can provide industry-leading advice on finance options to suit a range of different scenarios. Call the team on 0808 301 0624 or Contact Us

Am I eligible for a farm loan

Your business will typically need to have:

• Been trading in the UK for at least six months
• A good trading and payment history
• A clear purpose for the funds, whether that is land, equipment, livestock, or working capital
• Some products, such as agricultural mortgages, are secured against farmland or property. Your business assets may be at risk if you fail to maintain repayments. All funding is subject to lender assessment and credit criteria.

Why use UK Business Finance

• Specialist expertise across every sector and every finance product, including a dedicated Head of Agriculture with over 26 years' experience
• Whole of market panel including specialist agricultural funders you would not find on the high street
• National reach with the responsiveness of a specialist team
• We prepare your application and handle lender submissions on your behalf

Apply for a farm loan

Applying for a farm loan through UK Business Finance is straightforward. Start by requesting a quote online or getting in touch with our team directly. Alternatively, call us on 0800 056 0410 to speak directly with a specialist.