Not tied to particular lender (access to whole of market)
Quick turnaround time
No arrangement fee
Trusted industry finance experts
Supporting thousands of UK businesses
EVERY YEAR
We work with
50+ Financial Lenders
Alternative
Finance
Whether your business is a start-up or well-established over many years, there can often be a number of hurdles to jump when it comes to attaining critical business finance. If your bank or other potential source of finance has refused your application, you should consider alternative finance.
Our expert team at UK Business Finance can advise on alternative funding options and analyse the best route forward if you are struggling to find the right lender.
It may come down to a choice between speed and cost; this is a common dilemma for many businesses. Banks tend to have the cheapest interest rates on the market which makes them appealing, but they traditionally have fewer options available, take a long-winded approach to assessing applications, and have a higher refusal rate. In contrast, alternative lenders can react far more quickly and find the right product for your business needs but sometimes at a higher rate of interest.
There are a surprising number of options if you know where to look – and thankfully, we do. Never underestimate the value of an intermediary when looking into alternatives, as there could be several solutions which you might not be aware of – some of which could, in fact, be better suited to your needs than the finance you were rejected for in the first place.
If you’re looking to secure the most effective loan for your business, you can arrange a free initial consultation through UK Business Finance. We partner with some of the UK’s leading financial brokers and have extensive market expertise.
UK Business Finance and Skipton Business Finance have a great working relationship based on the same ethics, where a customer’s requirements always come first. We find the team very knowledgeable, approachable and easy to work, which makes our job and whole lot easier.
Allan Underwood
Sales Director (North), Skipton Business Finance
Karl’s handling of the introduction was excellent – providing a thorough briefing pre-meeting and accompanying me to the initial meeting to set the scene with the company management team provided the perfect start to discussions and enabled a quality discussion which led to the application being quickly progressed through to drawdown and the company receiving a fit-for-purpose and bespoke funding structure. Karl’s follow-up throughout the process was supportive and value-adding.
Pete Sorsby
Investment Director – Mercia Asset Management
Having worked with the team for a number of years, my experience is only positive. As well as offering the right support and advice to clients, they partner the right funder best suited to each business which results in successful long-term relationships and finance facilities that actually work. A specific case that Calverton Finance was able to support was a courier business with £60,000 of HMRC arrears. HMRC, unfortunately, were not willing to agree a time to pay arrangement at that level. UK Business Finance introduced Calverton and we were able to take out the existing funder and inject a £30,000 EFG loan into the business to help pay off half of the arrears to HMRC. The client was delighted they could continue trading due to the advice provided by the team.
Emily Revill
Calverton Finance Limited
I have worked with the team for the past three years and found them to be very easy to deal with. Their approach to finding suitable funding solutions for their clients is exemplary; for every new enquiry the team always provides a thorough overview of the client’s needs and then discusses a suitable way forward to provide the funding solution required. Throughout every funding application they maintain a hands-on approach, arranging joint meetings or calls, and are always on hand assisting both client and lender in obtaining relevant information required for the application to progress. I look forward to working with the UK Business Finance across 2020 and beyond.
Barry Dillon
Regional Development Director – Yorkshire, Together
We have worked with UK Business Finance for a number of years on multiple cases involving different lending products and sectors. It is important as a lender that you work with introducers you trust, the client trusts and those you know are solution orientated for that client. The team tick all those boxes.
Nick Smith
Managing Director – North West, Reward
I have worked with Karl Hodson for many years. Karl is professional, experienced and personable and has vast experience in both finance and advisory roles. A recent deal saw Karl refer a customer to us who required funding very quickly. The team were experts in the complexities of raising finance and offering strategic business advice and were able to successfully secure a six-figure investment. I would not hesitate to recommend UK Business Finance and look forward to working with them in the future.
Anne Blanden
Senior Investment Executive – FW Capital
The team at UK Business Finance have extensive knowledge of the UK finance market and take a commercial approach to getting things done. We have worked closely with Scott Bradley, who takes the time to identify funding requirements and present the right solution.
Ken Elms
Business Development Manager, Positive Cashflow
How
UK Business Finance Works
Business funding at the click of a button
Scouring the marketplace for cost-effective funding is what we do best by analysing your business situation and matching you with the perfect lender. Once we know your objectives and funding requirements, the process can move very quickly.
An honest and refreshing approach
Our approach to finance-finding is completely objective. We don’t push lenders your way if they’re not offering the best finance solution for your needs. Some brokers will only suggest lenders that secure them the biggest kick-back – that’s not us.
It’s a match - your funds are on the way
Our experts have liaised with more than 50 lenders on your behalf and will recommend the best finance package for your business needs. Once you have accepted the quote presented to you, you’ll have the money in your account within 24-48 hours.
Karl’s handling of the introduction was excellent – providing a thorough briefing pre-meeting and accompanying me to the initial meeting to set the scene with the company management team provided the perfect start to discussions and enabled a quality discussion which led to the application being quickly progressed through to drawdown and the company receiving a fit-for-purpose and bespoke funding structure. Karl’s follow-up throughout the process was supportive and value-adding.
Pete Sorsby
Investment Director – Mercia Asset Management
I have worked with Karl Hodson for many years. Karl is professional, experienced and personable and has vast experience in both finance and advisory roles. A recent deal saw Karl refer a customer to us who required funding very quickly. The team were experts in the complexities of raising finance and offering strategic business advice and were able to successfully secure a six-figure investment. I would not hesitate to recommend UK Business Finance and look forward to working with them in the future.
UK Business Finance and Skipton Business Finance have a great working relationship based on the same ethics, where a customer’s requirements always come first. We find the team very knowledgeable, approachable and easy to work, which makes our job and whole lot easier.
